Holiday Survival Guide 2019

Holiday shopping is in full force. If you are shopping – are you spending money that you saved during the year? Are you spending the money that you put in your holiday 2019 budget?  Or, are you borrowing from 2020? At Painless Financial Training Group – we updated our annual Holiday Survival Guide that includes […]

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Terms of Reference for Committees

Efficient organizations use committees to get the work done. The proper committees will make it easier for the group to achieve their goals. We should think of  committees as needing the same structure as  boards. I have a form that has proven to be useful in documenting the terms of reference for a committee. The […]

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Painless Financial Training Group Inc. with Debi Peverill

Understand Financial Stuff, Painlessly