Author Archive | Debi

Email – Not a secure method of communication

There has been much talk about email in the news lately – particularly as it applies to the American political system. It is possible that email issues prevented Hillary Clinton from being elected as President and now Donald Trump Jr is having similar problems. This is not a new issue. Years ago Microsoft lost a […]

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Morals or Ethics – How Are They Different?

Morals and ethics are both good things. Many words sound like they mean the same thing, — but — if we are using the words the way our English teachers intended, there are differences. Morals refer to personal standards such as honesty, generosity, integrity and kindness. Ethics actually refer to rules that are set by […]

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Cottages and Taxation

Summertime is finally here and for many people this means cottage time. The word cottage generally means that this is a home you do not normally live in. Therefore it is not your principal residence and is not protected from taxation by the principal residence exemption. If the cottage has increased in value while you […]

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Are Your Signs Effective?

I have talked about the need for signs before. Basically there are policies which stakeholders will never know about unless there is a sign. A sign that says “Restricted Area” is more effective than having everyone read your policy manual about the places that they can go and the places that they cannot go. As […]

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‘Pick Your Own Payment’ is Dangerous

I have seen too many car commercials lately where a person is able to purchase a vehicle that they could not otherwise afford because they are able to pick their own payment. These types of commercials make me think about the need for more financial literacy training in Canada. The facts are that if you […]

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Painless Financial Training Group Inc. with Debi Peverill

Understand Financial Stuff, Painlessly