January seems like a good time to be thinking about what could go wrong.
I have written before about ransomware. This is malware that encrypts your data and then you are asked to pay a ransom to have it unlocked. Malware, which is short for malicious software, can be picked up in many ways. One of the most common is that you have opened an attachment to an email that was sent to you.
One plan to reduce the ransomware risk is to have multiple versions of your backups. I have talked before about having several types of back ups, one on the cloud and maybe a physical back up kept somewhere other than the cloud.
My point today though is about your insurance policy. Do you know if your policy covers data loss due to security breaches? If you do have this insurance then you have a question. Will your insurance allow you to rebuild your system so that it can’t be hacked the same way again – or will your insurance only cover putting the same system back in place? This could be a discussion to have with your insurance agent. In the event of a breach you want to improve your systems so it does not happen again.
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