Cyber Security Insurance

January seems like a good time to be thinking about what could go wrong. I have written before about ransomware. This is malware that encrypts your data and then you are asked to pay a ransom to have it unlocked. Malware, which is short for malicious software, can be picked up in many ways. One […]

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17 Financial Prosperity Tips for 2017

If you are in the market for some New Years Resolutions about financial prosperity you have come to the right place. These tips are in alphabetical and numeric order – but not order of importance, only you can figure out which ones work best for you.   1. Contribute to your tax-free savings account (TFSA) […]

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Have You Done all Your Annual Reviews?

As 2016 draws to a close I am wondering about the stuff your policy manual says is reviewed  annually. Do you have a list of all the items that are to be reviewed once a year? I bet your policy manual contains a number of items that are supposed to be revised/updated/considered  every twelve months. […]

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2016 Year End reminders

2016 is coming to a close. Accountants celebrate the end of the year with inventory counts and odometer readings. We are not the only ones who should be counting inventory, however. If your business is not incorporated then you have a December year end, which means that you need to know the cost amount of […]

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Filter Bubble

What is a filter bubble? What this means is that you are only listening to those who agree with you. Living in a filter bubble means that you do not hear other points of view. The clearest example is Facebook. If you are active on Facebook you know that your feed is curated. As you […]

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Painless Financial Training Group Inc. with Debi Peverill

Understand Financial Stuff, Painlessly